Which Tracker Should You Install for OUTsurance?
OUTsurance is a direct insurer, so there is no broker between you and the policy - the security requirement, if your car carries one, sits on your schedule and is confirmed with OUTsurance itself. The wrinkle worth knowing is OUTbonus: stay claim-free and compliant and you get a cash payout back, which makes keeping the tracker condition met a saving in two directions.
The sections below cover choosing a unit that satisfies the condition. MiTrekker is independent of OUTsurance and simply compares devices; the binding answer is OUTsurance's, on your schedule.
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Get my quotesOUTsurance sets a class, not a brand
OUTsurance does not issue trackers; it specifies a class of device on the schedule of cars whose risk warrants one - typically an approved, professionally fitted, monitored recovery unit. You choose any recognised provider whose product meets that class.
Prefer a recovery unit a control room actively watches over a locator you check yourself, since recovery is the whole point - and on a high-value or export-tempting car, add monitoring that flags a jammer plus a radio homing beacon, the build that genuinely retrieves it.
Compliance protects the claim and the bonus
A security warranty fitted incorrectly, or a subscription left to lapse, is exactly the gap an insurer uses to contest a theft claim - and on OUTsurance it would put your OUTbonus at risk too. So treat the tracker condition as part of keeping both the cover and the cashback intact.
Confirm, fit, keep it live
Clear your chosen unit and provider with OUTsurance before buying, keep the monitoring paid in your name, and lodge the fitment certificate.
Frequently asked questions
Which tracker does OUTsurance require?
OUTsurance asks for a described type of device - fitted and control-room monitored - rather than a particular brand; any provider meeting that type qualifies once OUTsurance agrees.
Does a lapsed tracker affect my OUTbonus?
It can. A lapsed or non-compliant security warranty can both jeopardise a theft claim and put your OUTbonus eligibility at risk, so keep the unit approved and the subscription live.
Does every car need a tracker with OUTsurance?
No - it is decided per vehicle on theft risk. Check the security requirements on your schedule; a low-risk car may carry no condition.
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