Which Tracker Should You Install for Naked Insurance?
Naked runs almost entirely through its app - quotes, claims and cover changes handled by software rather than a call centre, with features like CoverPause letting you switch off accident cover when the car is parked. That digital-first model changes how you manage a tracker requirement, but not whether one applies.
Where Naked has placed a security condition on your car, the sections below walk through choosing a tracker that satisfies it. MiTrekker compares units independently and is unconnected to Naked, so the app's wording and Naked's reply settle it, not us.
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Get my quotesFind the requirement in the app
With Naked there is no broker to phone - the security requirement, if there is one, sits in your policy documents in the app. Open the cover details and look for the security or warranty wording, which will describe the class of device required rather than name a product.
If anything is unclear, Naked's in-app support is the channel to confirm it, and the answer it gives you is what governs your claim.
Choosing a unit that qualifies
The condition typically calls for an approved, professionally fitted, monitored recovery unit. Choose any recognised provider whose product meets that class - a control-room-monitored device rather than a self-watched app locator, since recovery is the purpose.
Where the car is one the trade chases, monitoring that reacts to a jammer plus a radio beacon on a high-value model is what turns a compliant box into a unit that retrieves the vehicle.
Confirm and keep it active
Confirm through the app that your chosen unit meets Naked's condition, then keep the subscription live and in your name. Naked's automated claims process still checks that the security warranty was kept - a lapsed tracker is as much a problem here as with any insurer.
Frequently asked questions
How do I find out which tracker Naked requires?
Check your policy documents in the Naked app under security requirements; the condition describes a class of approved device, not a brand. Use the app's support to confirm, and that confirmation governs your claim.
Does Naked's app replace a recovery tracker?
No. Features like CoverPause manage your cover, not your car's recovery. If a security condition applies, you still need a separate, monitored recovery unit.
Does every Naked policy need a tracker?
No - it depends on the car's theft risk, decided per vehicle. Your in-app policy documents show whether the condition applies to yours.
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