Which Tracker Should You Install for Old Mutual Insure?
Old Mutual is one of the country's oldest financial names, and its short-term cover reaches you either through a broker or directly - which changes who you ask, but not the substance. If your car carries a security condition, the tracker it means is a recovery-grade unit, and the place it is written down is your policy schedule.
What follows covers choosing a unit that meets the condition. We compare trackers independently and are no part of Old Mutual; your adviser or Old Mutual confirms the approved list.
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Get my quotesFind the requirement, then read it
The condition lives on your Old Mutual schedule under security requirements or warranties, describing a class of device rather than a brand. Where your cover is broker-placed, the broker is the person to confirm exactly what qualifies; where it is direct, Old Mutual's own line does the same.
Choosing a compliant unit
Old Mutual describes the type of unit it wants - fitted, actively watched from a control room, and recovery-grade - not a particular make. Source one from any well-regarded supplier in that bracket; a higher-value or theft-prone car earns a radio-frequency beacon that keeps homing while the signal is jammed.
Confirm and keep it live
Get Old Mutual or your adviser to sign off the unit before you buy, then keep the contract from lapsing under your own details and stash the proof of fitment - let it slip and a claim gets complicated.
Frequently asked questions
Which tracker does Old Mutual require?
Old Mutual specifies a category - installed, monitored, recovery-capable - not a make. Your adviser or Old Mutual confirms which suppliers satisfy it.
Can my broker confirm which tracker qualifies?
Yes - on broker-placed Old Mutual cover, your adviser can interpret the warranty and tell you what satisfies it. Direct clients get the same answer from Old Mutual.
Does every Old Mutual policy need a tracker?
Not for every car. It follows the vehicle's risk profile; your adviser or schedule confirms whether yours carries it.
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