Auto and General Dashcam Discount: The Honest Picture
Auto & General is an established direct insurer with a broad, value-oriented motor book. On a mainstream direct policy the dashcam question is straightforward: no headline discount, but a real claims tool that an everyday driver handles through the insurer's own channels.
Below: why a camera is not rated, how footage reaches Auto & General's claims team, and where the value lands.
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Get my quotesRated risks versus a camera
Auto & General discounts an approved tracker because theft is a priced risk. A dashcam reduces disputed liability, which is not rated line by line, so there is no advertised camera discount.
The camera pays through claim outcomes rather than a number on the premium.
Footage through a direct channel
As a direct insurer, Auto & General takes claims through its own call centre and app. Lodge the claim and supply the clip there, and it joins the claim record without a broker step.
Keep the original file; the first-generation copy is the one that holds up under close examination.
Where the saving lands
The return is the excess back on a not-at-fault settlement, a provable third-party recovery, and a false claim that footage ends outright.
On a daily driver those outcomes repay a quality camera within a year, quietly rather than through a discount.
Declare it at inception
Note the dashcam on the policy when you take cover, through the app or call centre. A declared device is uncomplicated; an undeclared one is a question at claim time.
A quick step now removes a later argument.
Pair it with the tracker
The approved tracker meets Auto & General's security condition and earns the discount; the dashcam works liability. Different risks, additive value.
Run both: the tracker for theft and the discount, the camera for the evidence that settles a dispute.
Frequently asked questions
Does Auto & General offer a dashcam discount?
No flat discount - it prices an approved tracker, not a camera. The dashcam saves through recovered excesses and contested claims settled faster.
How do I submit dashcam footage to Auto & General?
Lodge the claim through the app or call centre and supply the clip there. Use the original, uncompressed file.
Should I tell Auto & General about my dashcam?
Yes - note it on the policy at inception. A declared device avoids any later disclosure dispute.
Can I run a dashcam and a tracker on Auto & General?
Yes. The tracker meets the security condition and earns the discount; the dashcam evidences liability. They add up rather than overlap.
Will a dashcam lower my Auto & General premium?
Not through a rated discount, but through recovered excesses, prevented fraud and faster claims - savings that build over the policy term.
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