Hollard Dashcam Discount: The Honest Picture

Hollard is a large independent insurer that reaches customers through a wide network of partners and brokers rather than a single direct front. On that partnership model the dashcam question is about how a camera is disclosed and how footage reaches the claims team through whichever partner holds the relationship.

Below: why Hollard rates a tracker but not a camera, how footage flows through its partner channel, and where the value sits.

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Rated risks versus a camera

Hollard discounts an approved tracker because theft is quantifiable. A dashcam reduces disputed liability, which is not rated line by line, so there is no published camera discount.

The camera pays through claim outcomes rather than the premium.

Footage through the partner channel

Because Hollard distributes through partners and brokers, the practical footage route runs through whoever administers your policy. Lodge the claim there and supply the clip, and it joins the claim file.

Provide the original recording; a re-compressed copy can lose the detail that calls fault.

Where the saving lands

The return is the recovered excess on a not-at-fault outcome, the provable third-party recovery, and the false claim footage ends.

Across a year those outcomes repay a quality camera without any headline discount.

Disclose the device

Note the dashcam on the policy at inception through your administering partner. A disclosed device is uncomplicated; an undisclosed one is a question at claim time.

A quick step keeps the file clean.

Camera plus tracker

The approved tracker meets Hollard's security condition and earns the discount; the dashcam works liability. Distinct risks, additive value.

Run both: the tracker for theft and the discount, the camera for the evidence that settles a dispute.

Frequently asked questions

Does Hollard offer a dashcam discount?

No flat discount - it prices an approved tracker, not a camera. The dashcam saves through recovered excesses and contested claims settled faster.

How do I submit dashcam footage to Hollard?

Through whoever administers your policy: lodge the claim there and supply the clip. Use the original, uncompressed recording.

Should I tell Hollard about my dashcam?

Yes - note it on the policy at inception through your administering partner. A disclosed device avoids any later disclosure dispute.

Can I run a dashcam and a tracker on Hollard?

Yes. The tracker meets the security condition and earns the discount; the dashcam evidences liability. They add up rather than overlap.

Will a dashcam lower my Hollard premium?

Not through a rated discount, but through recovered excesses, prevented fraud and faster claims - savings that build over the policy term.

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