Old Mutual Tracker Fitment Certificate: The Paper Behind the Cover
On an Old Mutual Insure policy the fitment certificate proves the approved tracker your schedule requires is installed. Whether your cover runs through iWyze direct or an adviser, the certificate is lodged against the policy through that channel.
This guide takes the Old Mutual angle: what a valid certificate contains, how intake works through your channel, the inception window, and how the document survives a reissue or a car change.
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Get my quotesThe proof within a planned policy
In an advice-led setting the certificate is the security piece of a deliberately built policy. It proves the named tracker is fitted to the insured car by an accredited installer on a dated record.
Unfiled, the security condition is unproven - the one gap that undoes an otherwise well-structured policy at claim stage.
Issued by the fitment centre
Old Mutual does not issue the certificate; the tracker provider's installer produces it at fitment. The main providers use a broadly common form.
Take it at the bay before you leave; the insurer cannot generate one, and retrieving it later is avoidable.
What makes it valid
A sound certificate names the policyholder, the car by registration and VIN, the device by serial number, the install date and the installer's accreditation reference.
Invoices and screenshots are supporting paper; the issued certificate is the record of compliance.
Intake through your channel
Lodge the certificate through iWyze direct or your adviser against the policy. That filing makes the security condition demonstrably met.
Mind the short window after inception to install and file; miss it and theft cover is uncertain until the certificate lands.
Reissues and car changes
A lost certificate is reissued from the provider's records, usually within a working day, at full weight; file the reissue through your channel and confirm the record.
A new car generates a new certificate for its registration and VIN, even with the device moved across; update both on the policy.
Frequently asked questions
What is an Old Mutual tracker fitment certificate?
The installer-issued proof your approved tracker is fitted to the insured car, evidencing the schedule's security condition. It is lodged via iWyze or your adviser.
Who issues it?
The tracker provider's fitment centre at installation, not Old Mutual. Take it at the bay before you leave.
How do I submit it to Old Mutual?
Through iWyze direct or your adviser against the policy. The filing makes the security condition demonstrably met.
What if I lose it?
The provider reissues from its records, usually within a working day, at full weight. File the reissue through your channel.
Do I need a new one if I change cars?
Yes - a new certificate for the new registration and VIN, even if the device moves across. Update both on the policy.
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