Old Mutual Dashcam Discount: The Honest Picture
Old Mutual Insure reaches drivers both through its iWyze direct arm and through advisers, set within a large financial-services group. On an advice-led insurer the dashcam question is best framed around fit: where a camera sits in a wider, planned approach to protecting your assets.
Below: why a camera is not rated, how footage reaches the claims team, and where the value lands.
Compare tracking & dashcam quotes for your Old Mutual in one short form.
Get my quotesA camera within a planned approach
In an advice-led setting, cover is built deliberately - the right sum insured, the right excess, the right security. A dashcam slots into that as the liability-evidence piece, distinct from the theft-recovery piece a tracker provides.
Because it reduces disputed liability rather than a rated risk, it carries no published discount; its place is in the plan, not on the quote.
Footage to the claims team
Whether your policy runs through iWyze direct or an adviser, lodge the claim through the relevant channel and supply the clip, which joins the claim file as supporting evidence.
Send the original recording; a compressed copy can shed the detail an assessor needs to settle fault.
Where the saving lands
The return is the recovered excess on a not-at-fault outcome, the provable third-party recovery, and the false claim footage ends.
Over a year those outcomes repay a quality camera without any headline discount.
Declare the device
Note the dashcam on the policy at inception through your channel or adviser. A declared device is uncomplicated; an undeclared one is a question at claim time.
A quick step keeps the file clean.
Camera and tracker in the plan
The approved tracker meets the security condition and earns the discount; the dashcam works liability. Each has a defined place in a planned approach.
Run both: the tracker for theft and the discount, the camera for the evidence that settles a dispute.
Frequently asked questions
Does Old Mutual Insure offer a dashcam discount?
No flat discount - it prices an approved tracker, not a camera. The dashcam saves through recovered excesses and faster claims.
How do I submit dashcam footage to Old Mutual?
Through iWyze direct or your adviser, lodging the claim and supplying the clip. Use the original, uncompressed recording.
Should I tell Old Mutual about my dashcam?
Yes - note it on the policy at inception through your channel or adviser. A declared device avoids any later disclosure dispute.
Can I run a dashcam and a tracker on Old Mutual?
Yes. The tracker meets the security condition and earns the discount; the dashcam evidences liability. Each has its place in the plan.
Will a dashcam lower my Old Mutual premium?
Not through a rated discount, but through recovered excesses, prevented fraud and faster claims - savings that build over the policy term.
Ready to protect your Old Mutual? Compare South Africa’s leading tracking providers and dashcams in one place — and get matched quotes without the runaround.
Get dashcam & tracking quotes